Professional Business for <$500.

Keep your home address off public records — and the mailbox is free. Florida lists your LLC's address on its public filing, and banks and Stripe refuse P.O. boxes. PhysicalAddress.com's Virtual Address plan includes the digital mailbox itself at no extra cost — that alone is reason to start there. The plan also includes their registered agent service: after signup they email you the registered agent name and Florida state address to use. Google the name they give you to verify it's active, then follow their emailed instructions to the letter. You'll use that exact registered agent information when you file your LLC with Sunbiz in the next step — no separate $100+/yr registered agent fee. They'll also send a Remote Address Authorization to notarize (about $10–$20) so they can receive mail and packages on your behalf. Complete and return it and you're set: your home stays private, and the USPS-verifiable Florida street address satisfies both the state and your bank.

Banks and Stripe require a verifiable US mobile number for KYC checks. A VoIP number often fails those checks. Add a US Mobile eSIM to the phone you already own (~$10/mo) to pass verification and receive security codes — no second device needed.

Working from home is completely legal — no office or Delaware entity needed. File your LLC directly with the Florida Division of Corporations (Sunbiz). It costs $125 to file, is approved within days, and requires a $138.75 annual report every year. Use the registered agent name and Florida address PhysicalAddress gave you — their agent service is included with your plan — exactly as their instructions say, paired with your virtual mailbox as the LLC's address.

Your LLC needs an Employer Identification Number to open business banking and file taxes. Apply online with the IRS — your EIN is issued instantly, and it's completely free.

Collect money directly under your LLC. Open a zero-fee Mercury (or Brex) business bank account with your EIN, link it to Stripe, and use Stripe Payment Links to charge clients via card, Apple Pay, or ACH — no checkout coding needed.

Launch a clean 1-page business presence without agency overhead. Build your site on Croisa.com and connect your own domain. If you have Apple iCloud+ (even the $0.99/mo plan), you get free custom-domain email for up to 5 domains — just paste Apple's DNS records into Croisa's domain manager.